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	<title>Haisman Wealth Management</title>
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	<link>http://www.haismanwm.com</link>
	<description>Values-Based Asset Management</description>
	<lastBuildDate>Tue, 15 May 2012 13:15:00 +0000</lastBuildDate>
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		<item>
		<title>Protecting Your Financial Information From Natural Disasters</title>
		<link>http://www.haismanwm.com/2012/05/protecting-your-financial-information-from-natural-disasters/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=protecting-your-financial-information-from-natural-disasters</link>
		<comments>http://www.haismanwm.com/2012/05/protecting-your-financial-information-from-natural-disasters/#comments</comments>
		<pubDate>Tue, 15 May 2012 13:15:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[Business & Non-Profit Organizations]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/05/protecting-your-financial-information-from-natural-disasters/</guid>
		<description><![CDATA[Disaster preparedness has become more common as a result of the increasing number of floods, tornadoes, wildfires and hurricanes in recent years. According to FEMA&#8217;s website, there were 99 major<p class="more-link"><a href="http://www.haismanwm.com/2012/05/protecting-your-financial-information-from-natural-disasters/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/05/protecting-your-financial-information-from-natural-disasters/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Strategies when Managing Your Portfolio Using ETFs in Tactical Asset Allocation</title>
		<link>http://www.haismanwm.com/2012/05/strategies-when-managing-your-portfolio-using-etfs-in-tactical-asset-allocation/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=strategies-when-managing-your-portfolio-using-etfs-in-tactical-asset-allocation</link>
		<comments>http://www.haismanwm.com/2012/05/strategies-when-managing-your-portfolio-using-etfs-in-tactical-asset-allocation/#comments</comments>
		<pubDate>Tue, 01 May 2012 13:11:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[Business & Non-Profit Organizations]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investment Topics]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/05/strategies-when-managing-your-portfolio-using-etfs-in-tactical-asset-allocation/</guid>
		<description><![CDATA[Tactical asset allocation is the practice of fine-tuning an investment portfolio to meet changing market conditions. This article discusses how Haisman Wealth Management, Inc. uses ETFs when implementing a tactical<p class="more-link"><a href="http://www.haismanwm.com/2012/05/strategies-when-managing-your-portfolio-using-etfs-in-tactical-asset-allocation/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/05/strategies-when-managing-your-portfolio-using-etfs-in-tactical-asset-allocation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dealing With Medical and Long term Care Bills</title>
		<link>http://www.haismanwm.com/2012/04/dealing-with-medical-and-long-term-care-bills/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=dealing-with-medical-and-long-term-care-bills</link>
		<comments>http://www.haismanwm.com/2012/04/dealing-with-medical-and-long-term-care-bills/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 13:08:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Insurance & Healthcare Information]]></category>
		<category><![CDATA[Retirement Issues]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/04/dealing-with-medical-and-long-term-care-bills/</guid>
		<description><![CDATA[Millions of working-age Americans from all income groups are struggling to pay medical bills and manage accumulated medical or long-term care debt. Many will continue to face problems with medical<p class="more-link"><a href="http://www.haismanwm.com/2012/04/dealing-with-medical-and-long-term-care-bills/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/04/dealing-with-medical-and-long-term-care-bills/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Harnessing Risk in any Market</title>
		<link>http://www.haismanwm.com/2012/04/harnessing-risk-in-any-market/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=harnessing-risk-in-any-market</link>
		<comments>http://www.haismanwm.com/2012/04/harnessing-risk-in-any-market/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 13:01:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investment Topics]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/04/harnessing-risk-in-any-market/</guid>
		<description><![CDATA[If you&#8217;re an outdoor enthusiast, at some point or another you&#8217;ve probably contemplated what you might do should you encounter a bear or other wild animal. Wildlife experts typically recommend<p class="more-link"><a href="http://www.haismanwm.com/2012/04/harnessing-risk-in-any-market/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/04/harnessing-risk-in-any-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Take Steps to Protect Your Identity Now</title>
		<link>http://www.haismanwm.com/2012/02/take-steps-to-protect-your-identity-now-identity-now/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=take-steps-to-protect-your-identity-now-identity-now</link>
		<comments>http://www.haismanwm.com/2012/02/take-steps-to-protect-your-identity-now-identity-now/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 21:32:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[Business & Non-Profit Organizations]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/02/take-steps-to-protect-your-identity-now-identity-now/</guid>
		<description><![CDATA[With each passing year, more Americans are opting to do their shopping from the convenience of their home computer, and that trend is expected to strengthen this year. Projections from<p class="more-link"><a href="http://www.haismanwm.com/2012/02/take-steps-to-protect-your-identity-now-identity-now/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/02/take-steps-to-protect-your-identity-now-identity-now/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HWM ATTENDS TDA NATIONAL CONFERENCE</title>
		<link>http://www.haismanwm.com/2012/02/hwm-attends-tda-national-conference/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=hwm-attends-tda-national-conference</link>
		<comments>http://www.haismanwm.com/2012/02/hwm-attends-tda-national-conference/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 16:51:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/02/hwm-attends-tda-national-conference/</guid>
		<description><![CDATA[FORT MYERS, Fla. (Feb. 13, 2012) – CERTIFIED FINANCIAL PLANNER™ professional Donald Haisman, along with Evan McGrath, operations manager at Haisman Wealth Management recently attended TD AMERITRADE Institutional’s largest national<p class="more-link"><a href="http://www.haismanwm.com/2012/02/hwm-attends-tda-national-conference/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/02/hwm-attends-tda-national-conference/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning: Better With a Certified Financial Planner?</title>
		<link>http://www.haismanwm.com/2012/02/retirement-planning-better-with-a-certified-financial-planner/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=retirement-planning-better-with-a-certified-financial-planner</link>
		<comments>http://www.haismanwm.com/2012/02/retirement-planning-better-with-a-certified-financial-planner/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 21:26:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Retirement Issues]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/02/retirement-planning-better-with-a-certified-financial-planner/</guid>
		<description><![CDATA[Estimating your financial needs in retirement can be difficult. How can working with a CFP® help you? The past few years have been harsh ones for retirees as a volatile<p class="more-link"><a href="http://www.haismanwm.com/2012/02/retirement-planning-better-with-a-certified-financial-planner/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/02/retirement-planning-better-with-a-certified-financial-planner/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Improving Your Credit Score</title>
		<link>http://www.haismanwm.com/2012/01/improving-your-credit-score/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=improving-your-credit-score</link>
		<comments>http://www.haismanwm.com/2012/01/improving-your-credit-score/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 21:21:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/01/improving-your-credit-score/</guid>
		<description><![CDATA[Your credit score is a number that lenders use to gauge how likely you are to repay debts on time. It is derived from information compiled in a credit report,<p class="more-link"><a href="http://www.haismanwm.com/2012/01/improving-your-credit-score/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/01/improving-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Overestimating Retirement Income Withdrawal Needs</title>
		<link>http://www.haismanwm.com/2012/01/overestimating-retirement-income-withdrawal-needs/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=overestimating-retirement-income-withdrawal-needs</link>
		<comments>http://www.haismanwm.com/2012/01/overestimating-retirement-income-withdrawal-needs/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 21:19:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Retirement Issues]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2012/01/overestimating-retirement-income-withdrawal-needs/</guid>
		<description><![CDATA[Many preretirees have unrealistic ideas about how much they will be able to withdraw for living expenses after entering retirement. As retirees shift their focus from accumulating assets to creating<p class="more-link"><a href="http://www.haismanwm.com/2012/01/overestimating-retirement-income-withdrawal-needs/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2012/01/overestimating-retirement-income-withdrawal-needs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Can We Teach Our Children the Value of a Dollar?</title>
		<link>http://www.haismanwm.com/2011/12/how-can-we-teach-our-children-the-value-of-a-dollar/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-can-we-teach-our-children-the-value-of-a-dollar</link>
		<comments>http://www.haismanwm.com/2011/12/how-can-we-teach-our-children-the-value-of-a-dollar/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 17:23:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/2011/12/how-can-we-teach-our-children-the-value-of-a-dollar/</guid>
		<description><![CDATA[Start teaching your children at a young age that money is earned by working and that you should spend less than you earn. To help them understand what it&#8217;s like<p class="more-link"><a href="http://www.haismanwm.com/2011/12/how-can-we-teach-our-children-the-value-of-a-dollar/">Read More &#62;&#62;</a></p>]]></description>
		<wfw:commentRss>http://www.haismanwm.com/2011/12/how-can-we-teach-our-children-the-value-of-a-dollar/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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