Category Archives: News

Improving Your Credit Score

By admin | Published: January 25, 2012
Your credit score is a number that lenders use to gauge how likely you are to repay debts on time. It is derived from information compiled in a credit report, including your payment history (whether you have missed or been late with any payments for bills or loans), the amount you owe creditors compared with [...]
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Thwart Identity Theft Now

By admin | Published: October 17, 2011
With a combination of good decisions and some luck, you’ve managed to build a tidy little nest egg for retirement. Having enough saved for retirement can help ensure your golden years are the best they can be. But what are you doing right now to protect the nest egg that’s essential to your future financial [...]
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Will the Government Abandon You in Retirement?

By admin | Published: July 22, 2011
July 18, 2011 Dear Investor, The June 20, 2011 edition of the Wall Street Journal reports another signal that retirement planning is increasingly up to the individual. “AARP, the powerful lobbying group for older Americans, is dropping its longstanding opposition to cutting Social Security benefits, a move that could rock Washington’s debate over how to [...]
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Caring for Your Aging Parents

By admin | Published: May 9, 2011
Many baby boomers find that their aging parents need health care assistance. Luckily, there are options to help parents grow old gracefully, either in their own home or in a facility, and several ways that you can finance the cost of their care.  Healthy seniors who can look after themselves generally are eligible to enter [...]
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Creating a Personal Disaster Plan

By admin | Published: April 29, 2011
The idea of a personal disaster plan began circulating in the days after the September 11, 2001 attacks. They got a boost after Hurricane Katrina. Yet even when we experience a fortunate break between natural and man-made crises, it’s still a good idea to have a plan and review it annually. Why? Because there is [...]
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4 Social Security Changes for 2011

By admin | Published: April 18, 2011
The Social Security program will be tweaked in several important ways in 2011. Workers will get a temporary tax break on the amount they pay into the entitlement program, and several claiming options for retirees will be eliminated. Here’s a look at how the Social Security program will change this year. Lower Social Security taxes. [...]
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The Secrets of Equity Investing

By admin | Published: April 10, 2011
By  Donald L. Haisman, CFP® What a great title for an article! I wish I had thought it up. In fact, it is the title of a piece from the Wall Street Journal network of blogs.1 But it’s a great article, and true. The secrets of equity investing that it references are actually open secrets. [...]
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Money To Burn?

By admin | Published: April 1, 2010
Questions to Ask to Keep Your Organization’s Investments from Going up in Smoke The reaction to Don Haisman’s presentation before the Planned Giving Council of Lee County was curious. One of the attendees, the director of a local nonprofit, said, “this topic is never discussed in our organization.” Usually the topics presented at general membership [...]
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The Federal Death Tax Might Be Taking a Holiday, But Keep an Eye on Inheritance Tax Policy

By admin | Published: March 31, 2010
With the 24/7 rush to get health care reform legislation through the U.S. Senate in the waning days of 2009 and so far in 2010, Congress let the federal estate tax die for 2010 as planned by the Bush Administration back in 2001. That’s not expected to stay the case for long. Many experts anticipate [...]
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Financial Planning In Tough Times

By admin | Published: November 13, 2009
Why enlist the services of a Certified Financial Planner ® when your holdings are down and you are facing a host of financial problems? Because as dark as times may seem, you’re actually giving yourself a fresh start in building a stronger financial future. Indeed, many people don’t make that choice. A recent Financial Planning [...]
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