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	<title>Haisman Wealth Management &#187; Insurance &amp; Healthcare Information</title>
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	<link>http://www.haismanwm.com</link>
	<description>Values-Based Asset Management</description>
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		<item>
		<title>Do You Need Disability Income Insurance?</title>
		<link>http://www.haismanwm.com/2011/08/do-you-need-disability-income-insurance/</link>
		<comments>http://www.haismanwm.com/2011/08/do-you-need-disability-income-insurance/#comments</comments>
		<pubDate>Tue, 02 Aug 2011 17:24:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[Business & Non-Profit Organizations]]></category>
		<category><![CDATA[Insurance & Healthcare Information]]></category>
		<category><![CDATA[Wealth Protection]]></category>

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		<description><![CDATA[The key to determining your needs is to assess how much you would be required to spend during each week or month that you would be unable to earn your normal pay. Your best defense against a financial catastrophe brought on by long-term illness or injury may be the purchase of a disability income insurance [...]]]></description>
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		<title>Is Long-Term Care Insurance a Good Idea?</title>
		<link>http://www.haismanwm.com/2011/07/is-long-term-care-insurance-a-good-idea/</link>
		<comments>http://www.haismanwm.com/2011/07/is-long-term-care-insurance-a-good-idea/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 16:05:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
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		<category><![CDATA[Estate Planning]]></category>
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		<category><![CDATA[Insurance & Healthcare Information]]></category>
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		<guid isPermaLink="false">http://www.haismanwm.com/2011/07/is-long-term-care-insurance-a-good-idea/</guid>
		<description><![CDATA[There is a good possibility that you or your spouse will eventually require some form of long-term care. According to the U.S. Department of Health and Human Services, about 40% of people aged 65 or older will enter a nursing home for some period of time during their lifetimes.1 Cost of Care Perhaps the first [...]]]></description>
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		<title>Caring for Your Aging Parents</title>
		<link>http://www.haismanwm.com/2011/05/caring-for-your-aging-parents/</link>
		<comments>http://www.haismanwm.com/2011/05/caring-for-your-aging-parents/#comments</comments>
		<pubDate>Mon, 09 May 2011 14:57:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affluent Families]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Insurance & Healthcare Information]]></category>
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		<category><![CDATA[Tax Topics]]></category>

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		<description><![CDATA[Many baby boomers find that their aging parents need health care assistance. Luckily, there are options to help parents grow old gracefully, either in their own home or in a facility, and several ways that you can finance the cost of their care.  Healthy seniors who can look after themselves generally are eligible to enter [...]]]></description>
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		<item>
		<title>Long Term Care Insurance and Financial Planning</title>
		<link>http://www.haismanwm.com/2009/09/long-term-care-insurance-financial-planning/</link>
		<comments>http://www.haismanwm.com/2009/09/long-term-care-insurance-financial-planning/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 12:26:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles from Our Experts]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Insurance & Healthcare Information]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement Issues]]></category>
		<category><![CDATA[Wealth Protection]]></category>

		<guid isPermaLink="false">http://www.haismanwm.com/?p=173</guid>
		<description><![CDATA[By Roger J Macaione Jr. CFP, CLU The possibility of a long term care need is much too great to ignore in assembling the pieces of a sound financial plan today. The stark statistics speak for themselves:¹ About 70% of individuals over age 65 will need at least some type of long  term care services in their [...]]]></description>
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