Category Archives: Insurance & Healthcare Information

Do You Need Disability Income Insurance?

By admin | Published: August 2, 2011
The key to determining your needs is to assess how much you would be required to spend during each week or month that you would be unable to earn your normal pay. Your best defense against a financial catastrophe brought on by long-term illness or injury may be the purchase of a disability income insurance [...]
Also posted in Affluent Families, Business & Non-Profit Organizations, Wealth Protection | Comments closed

Is Long-Term Care Insurance a Good Idea?

By admin | Published: July 15, 2011
There is a good possibility that you or your spouse will eventually require some form of long-term care. According to the U.S. Department of Health and Human Services, about 40% of people aged 65 or older will enter a nursing home for some period of time during their lifetimes.1 Cost of Care Perhaps the first [...]
Also posted in Affluent Families, Business & Non-Profit Organizations, Estate Planning, Financial Planning, Wealth Protection | Comments closed

Caring for Your Aging Parents

By admin | Published: May 9, 2011
Many baby boomers find that their aging parents need health care assistance. Luckily, there are options to help parents grow old gracefully, either in their own home or in a facility, and several ways that you can finance the cost of their care.  Healthy seniors who can look after themselves generally are eligible to enter [...]
Also posted in Affluent Families, Financial Planning, News, Tax Topics | Comments closed

Long Term Care Insurance and Financial Planning

By admin | Published: September 14, 2009
By Roger J Macaione Jr. CFP, CLU The possibility of a long term care need is much too great to ignore in assembling the pieces of a sound financial plan today. The stark statistics speak for themselves:¹ About 70% of individuals over age 65 will need at least some type of long  term care services in their [...]
Also posted in Articles from Our Experts, Estate Planning, Financial Planning, News, Retirement Issues, Wealth Protection | Comments closed