Category Archives: Financial Planning

Expand Your Investment Horizon With Foreign Bonds

By admin | Published: June 20, 2011
Why would you invest in bonds issued in a country half way around the globe when there are so many issued right here in the United States? Diversification may be one good reason. Holding foreign bonds or shares of foreign bond mutual funds, in addition to U.S. investments, may help you reduce risk in your [...]
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Financial Planning for Higher Education: College Loans

By admin | Published: May 27, 2011
Given the current malaise in the credit markets, many private lenders have tightened standards and made it more difficult and more expensive for borrowers (both students and parents). At the same time, many families, facing dwindling personal assets and rising college expenses, are searching for strategies to pay the bill. Deciding whether parents or students [...]
Also posted in Affluent Families, Tax Topics | Comments closed

Ways to Analyze Charities and Give Smarter

By admin | Published: May 16, 2011
This year may not be an exception given the outpouring after the Haitian earthquake. But if you’re going to give, give smart. It makes sense to develop a long-term giving strategy that dovetails with your current finances, your estate-planning strategy and your values. A visit to Haisman Wealth Management and your tax adviser is a [...]
Also posted in Affluent Families, Charitable Gift Strategies, Estate Planning, Tax Topics | Comments closed

Caring for Your Aging Parents

By admin | Published: May 9, 2011
Many baby boomers find that their aging parents need health care assistance. Luckily, there are options to help parents grow old gracefully, either in their own home or in a facility, and several ways that you can finance the cost of their care.  Healthy seniors who can look after themselves generally are eligible to enter [...]
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The Secrets of Equity Investing

By admin | Published: April 10, 2011
By  Donald L. Haisman, CFP® What a great title for an article! I wish I had thought it up. In fact, it is the title of a piece from the Wall Street Journal network of blogs.1 But it’s a great article, and true. The secrets of equity investing that it references are actually open secrets. [...]
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Measuring Wealth: What’s Your Net Worth?

By admin | Published: March 11, 2011
The road to financial security may be paved with a variety of investments and strategies. But before you travel too far, you may want to see if you’re headed in the right direction. By calculating your net worth, you’ll have a better understanding of where you are financially and be better prepared to make important [...]
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What’s Your Risk Tolerance?

By admin | Published: February 4, 2011
Going into a New Year with hopefully better economic and market prospects, it’s a good time to start researching investments. With that, it’s also a good time to review how much risk you’re willing to take on when making those critical decisions. It’s reasonable to assume your risk tolerance has changed in recent years. There’s [...]
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The 4 Percent Rule

By admin | Published: January 27, 2011
With stagnant incomes and roller-coaster investment returns over the past decade, individuals on the brink of retirement might wonder what became of all those “rules of thumb” affecting how they handle their nest egg once they walk away from their jobs. They’re still there. But the question of how well they work comes down to [...]
Also posted in Affluent Families, Retirement Issues | Comments closed

Ways to Control What You Will Spend on a Funeral

By admin | Published: November 24, 2010
What do you and your loved ones really want? It makes sense to talk with your parents, your spouse or partner or your children about what your wishes and theirs are for your funeral. Of course, many people ask this question without any real warning and deservedly get an answer with a dismissive wave or [...]
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If a Friend or Relative Needs Financial Help, Do it the Right Way

By admin | Published: November 10, 2010
With consumer credit numbers and housing foreclosure rates at all time highs, there may indeed be someone close to you who needs financial help. Here are some questions to ask yourself before you lend a hand: Can you afford this to be a gift? Anytime you help a friend or relative, it’s wise to consider [...]
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